ASET Home and Auto Insurance

About the Program

As part of our commitment to provide ongoing support and value to our members, we’re proud to offer you the ASET Home and Auto Insurance Program, underwritten by The Personal Insurance Company.  Designed and built exclusively for ASET members, our program provides you with:

  • Exclusive rates that help you save money.
  • Save even more with additional discounts and savings.
  • Expert advice from a team of licensed insurance professionals.
  • Emergency support – including 24/7 claims assistance and Call from the Scene of an accident, anywhere in North America.
Coverage Available Through Our Program

Auto Insurance 

Get coverage for:

  • Cars, light trucks and SUV’s
  • Recreational vehicle’s such as: motorcycles, snowmobiles, ATV’s and motorhomes.

Plus optional coverages available:

  • Accident-Free Protection, $0 Deductible Option, Replacement Cost Coverage and more.

Home Insurance

  • Get coverage for your house, condominium, mobile home or personal belongings if you’re renting.
  • Customize your home policy to cover your swimming pool, watercraft, or other assets.
Bundle Your Home and Auto

Insure both your vehicle and your home with the ASET Home and Auto Insurance Program and save 5% on each policy with the Multi-Line Discount.1


Get a Quote Now!

Get a free no-obligation quote using the tool below or call 1-877-314-2338 to speak to a licensed insurance professional. See how much you can save!

I am saving $1,500 per year with the new ASET Plan with The Personal Insurance Company!
-Ken, Calgary

Thanks to The Personal. I'm saving $1,700 per year!

-Mark, Red Deer

Legal:

Certain conditions, limitations and exclusions may apply. The ASET Home and Auto Insurance Program is underwritten by The Personal Insurance Company. Certain products and services may not be available in all provinces and territories. Auto insurance not available in Manitoba, Saskatchewan or British Columbia due to government-run plans. The clauses and terms pertaining to the described coverages are detailed in the insurance policy.

1 Multi-Line Discount does not apply to certain endorsements and additional coverages.


ASET Liability Insurance

Universal Professional Liability


As part of your annual dues to ASET, members are entitled to professional liability (i.e. errors and omissions) protection (the Program).

The Program provides protection for an organization in which the insured has ownership of up to 25% (increased from 5% previously) and by clarifying coverage for employed technologists who may have a claim made against them for work done for their employer.

This coverage continues to provide a number of valuable benefits for the membership including:
  • Protection up to $25,000 per covered claim.
  • Protection of up to $5,000 for certain acts excluded by other insurance – e.g. disciplinary matters.
  • Hotline -  access to a legal "hotline" for questions relating to insurance claims under the Program's coverage from the well-known and highly respected law firm Field LLP.
Optional Excess Professional Liability Insurance Program
ASET members who require professional liability insurance beyond the Program’s $25,000 policy limit may apply for excess insurance coverage for up to $5 Million.  

 

ASET Retiree Benefits Plan

ASET is pleased to announce a new retiree benefits plan for eligible ASET retired members.

ASET has worked with the Alberta Retired Teachers’ Association (ARTA) to make the ARTA-sponsored ASET Retiree Benefits Plan available to all eligible members who hold an "ASET Retired Membership."

Note: Please refer to Member Status Change Form below for Retired Membership Policy.
 

Overview

The plan is customizable so that it may best meet your, and your family’s, coverage needs. You may choose from:

1.  Four Extended Health Care options which include coverage for vision care (each option includes two prescription drug plan maximums)

Two of the Extended Health Care plans include:

  • 100% coverage for Emergency Travel Insurance for sudden and unforeseen emergencies 
  • Coverage is for 92 days per trip, with the opportunity to add single trip supplementary coverage for to a total of 212 days 
  • Trip cancelation and interruption insurance coverage
  • $2 million lifetime maximum

2.  Three Dental Care options; and

3.  Additional Trip Cancellation/Interruption/Delay/Baggage Loss

The plan summary included in this package details the available coverage and costs. For more information you can look at the plan texts and contracts at www.arta.net/partners/aset

Participation in the plan is voluntary and available to ASET retirees and their families who meet the following criteria: 

  • Hold an active ASET Retired Membership;
    • This means that a member has filled out and submitted the ‘Change of Membership Status Form’ to switch over to an ASET Retired Membership.  According to ASET’s Retired Membership Policy, retirement from the practice of applied science, information, and/or engineering technology means that “the member is not active in the profession in any manner, including full-time or part-time consulting, teaching, and/or contract employment.”  
  • ASET member in good standing for at least ten (10) years;
  • Age 55 or older; 
  • A permanent resident of Canada;
  • Covered by provincial/territorial health care in your province/territory of residence including any provincial health and drug plans for which you are eligible; and
  • ARTA member in good standing

A spouse of a deceased ASET member who would have met the above criteria is eligible to participate in the ASET Retiree Benefits Plan.

Coverage is effective on the first of the month following the date we receive your application. Your monthly premiums are paid via automatic monthly bank withdrawal and your claims are deposited automatically by direct deposit.

The plans renew annually each September 1 and rates are subject to change. 

You must join ARTA as an affiliate member to participate in the ASET Retiree Benefits Plan. Affiliate membership in ARTA costs $50 per year, or $4.17 per month, payable with your monthly benefits premiums.

As an affiliate member of ARTA you will have access to:  

  • the ARTA Affinity Program, providing discounts on travel, fitness etc.
  • wellness information and activities
  • advocacy
  • scholarships for family members
  • ARTAFacts e-newsletter and quarterly news & views magazine 

Find all the documentation for this plan at www.arta.net

If you have questions about the plan, or your eligibility to participate, contact ARTA at 1-855-212-2400, or by email at info@arta.net.   
 

Resources and Forms

Membership Status Change Form (contains Retired Membership Policy)

Frequently Asked Questions


for more information please contact:

Alberta Retired Teachers’ Association (ARTA)

1-855-212-2400
Email: info@arta.net